Health economics, insurance and savings economics, applied econometrics


A CIRANO Researcher and Fellow since 2012, Vice-President Strategy and Government Relations and Main researcher of the theme Health, Pierre-Carl Michaud is Full Professor in the Department of Applied Economics at HEC Montréal. He is also holder of the Research Jacques-Parizeau Research Chair in Economic Policy and Scientific Director of the Retirement and Savings Institute at HEC Montréal.

Holding a Ph.D. in Economics from CentER,Tilburg University, his research aims to understand specific behaviours over the life cycle, including those related to savings, insurance and pension plans, as well as investments in health and the economic consequences of demographic change.

His work has been funded by many organizations and his research is published in the best journals in economics, demography and public health. In 2018, he received the Marcel-Dagenais Prize from the Canadian Society of Economics for his research.

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CIRANO Publications by Pierre-Carl Michaud

As an author

1 to 5 of 65 results

Comment les hauts revenus réagissent-ils à l’impôt sur le revenu?

Robert Gagné, Marianne Laurin and Pierre-Carl Michaud

Financial decision-making, Inequality and Distribution of Income and Taxation and Fiscal Policy

Longevity, Health and Housing Risks Management in Retirement

Pierre-Carl Michaud and Pascal St-Amour

Financial decision-making, Risk Management and Health

Frames, Incentives, and Education: Effectiveness of Interventions to Delay Public Pension Claiming

Franca Glenzer, Pierre-Carl Michaud and Stefan Staubli

Skills, Financial decision-making and Behavioral Finance

Reverse Mortgages and Financial Literacy

Ismael Choinière-Crèvecoeur and Pierre-Carl Michaud

Skills, Financial decision-making and Risk Management

The future of long-term care in Quebec: what are the cost savings from a realistic shift towards more home care?

Nicholas-James Clavet, Réjean Hébert, Pierre-Carl Michaud and Julien Navaux

Public Finance and Health

External Publications

IDEAS/RePEc Publications

M. Martin Boyer & Philippe d'Astous & Pierre-Carl Michaud (2022) - Tax-Preferred Savings Vehicles: Can Financial Education Improve Asset Location Decisions?

Raquel Fonseca & François Langot & Pierre-Carl Michaud & Thepthida Sopraseuth (2022) - Understanding Cross-Country Differences In Health Status And Expenditures

Philippe d'Astous & Irina Gemmo & Pierre-Carl Michaud (2022) - The Quality of Financial Advice: What Influences Client Recommendations?

Nicholas-James Clavet & Réjean Hébert & Pierre-Carl Michaud & Julien Navaux (2022) - The Future of Long-term Care in Quebec: What are the Cost Savings from a Realistic Shift Towards more Home Care?

Raquel Fonseca & Pierre-Carl Michaud & Titus Galama & Arie Kapteyn (2021) - Accounting for the Rise of Health Spending and Longevity

Nicolas Bédard & Pierre-Carl Michaud (2021) - Playing with Fire? Household Debt near Retirement in Canada

Guy Lacroix & Francois Laliberté‐Auger & Pierre‐Carl Michaud & Daniel Parent (2021) - The effect of college education on health and mortality: Evidence from Canada

Ismaël Choinière Crèvecoeur & Pierre-Carl Michaud (2021) - Low Demand for Reverse Mortgages in Canada: Price, Knowledge or Preferences?

Nicholas-James Clavet & Yann Décarie & Réjean Hébert & Pierre-Carl Michaud & Julien Navaux (2021) - Le financement du soutien à l’autonomie des personnes âgées à la croisée des chemins

Marianne Laurin & Derek Messacar & Pierre-Carl Michaud (2021) - Financial Literacy and the Timing of Tax-Preferred Savings Account Withdrawals

CIRANO Projects

Quebec's infrastructure plan: interprovincial comparison and sustainability

Marcelin Joanis, Pierre-Carl Michaud

Exploratory study to evaluate the incidence of COVID-19 in Quebec

Combien de personnes ont développé des symptômes ou contracté la Covid-19 au Québec ? Une étude exploratoire - Publié le January 28, 2022

Roxane Borgès Da Silva, Pierre-Carl Michaud, Nathalie de Marcellis-Warin, Ingrid Peignier


Impacts of COVID-19 on Quebec's public finances and possible solutions

La pandémie de COVID-19 et ses effets sur les finances publiques du gouvernement du Québec 2020-2035 - Publié le October 26, 2020

Pierre-Carl Michaud, Raquel Fonseca, Bertrand Achou

Public Finance

Health at the heart of Quebec's economic recovery

La santé au cœur de la relance économique du Québec - Publié le September 3, 2020

Roxane Borgès Da Silva, Claude Montmarquette, Erin C. Strumpf, Mélanie Bourassa Forcier, Amélie Quesnel-Vallée, Maude Laberge, Carl-Ardy Dubois, Thomas G. Poder, Bernard Fortin, Guy Lacroix, Raquel Fonseca, Pierre-Carl Michaud, Suzanne Bisaillon, Raphaël Godefroy